Cannot buy apps on Google Play using Google Play Balance topic

as the title says I always get the error "This payment method has been declined" while having more than enough money for the game or app. I have tried buying games and apps on my computer.. nothing, 2nd phone nothing... and finally tablet and still the same error its super frustrating.

I already cleared the Data from Google Play and Google Play Services and Rebooted and it still doesn't work. Also tried removing my google account and adding it again and... nothing :(.