Not a dev but looking for help creating a multi-platform app... topic

I'm sure everyone says this, but I have an app idea that I believe could change small business accounting and acheive great success on both mobile and PC. And if nothing else I would want to utilize it for my personal business affairs. So I am interested in having the app developed and paying for the development. I would then like to ownt he rights to the app and submit it to the app stores. The most important thing with the app would be interfacing with the banking industry (bank account transfers), and ensuring compliance with banking regulations. The human interface and graphic design would be minimalist, simplistic, nothing extreme. If you are interested in developing this app for a clearly stipulated contract price then please message me for more further discussion. I would like to know your prior history developing applications and why you think you could help me with this application.

If you are only interested in developing if you retain some ownership in the app then we could negotiate that.

Thanks in advance and if you have any resources, links, or pointers to help me out it would be greatly appreciated.